NO DOC FEES, EVER! (What's a Doc fee??? A Documentation Fee (aka Processing Fee, Administrative fee, etc.) is the fee that most dealers charge for doing the paperwork usually ranging from $195 to $595)! Our prices are on the windows. Kentucky Residents must pay 6% state sales tax (on purchase price), a $15 Registration Fee, and a $21 Licensing fee (if applicable) at the point of sale. Kentucky state law requires us to ensure each buyer is insured (we will ask for a proof of insurance). Ohio & Tennessee Residents are required to hand carry titles and pay taxes and transfer upon Inspection & Registration. These two states also have laws that won't allow the registration of vehicles that have "RED" Rebuilt Titles. HOWEVER, vehicles with "NORMAL" rebuilt titles can be registered in both states. Indiana & other states have different state sales tax collection laws. ***WE DON'T OFFER BUY HERE PAY HERE SERVICES AT GARY SEARS MOTORS, NOR DO WE FINANCE*** This benefits our customers because it often saves them a considerable amount of money. We don't receive any kind of kickback from finance companies or banks. WE ARE HAPPY TO WORK WITH the BANK, FINANCE COMPANY, or ANY LENDER you choose to both help you get a loan and secure the lender's interests in that loan.